Below we’ve listed the best checking & saving account bonuses in order from best to worst for January, 2026. We’ve also included a little bit of information on each bonus, make sure you click through and read our detailed posts on each offer before signing up – that way you won’t be caught unawares of hidden fees.
Note: This page is updated monthly and keeps the same URL, so feel free to bookmark it or link to it knowing that it’ll be kept up to date. Because of this the comment section might contain discussion about deals that are no longer current, please keep that in mind. You can view the most recent changes by clicking here.
Contents
- 1 Best Checking Account Bonuses
- 2 Best Saving Account Bonuses
- 2.1 E*trade Up To $2,000 Savings Bonus
- 2.2 Capital One Up To $1,500 Bonus
- 2.3 Citi Up To $2,000 Bonus – No Direct Deposit Required
- 2.4 MooMoo $1,000 Cash Account Bonus
- 2.5 HSBC Up To $1,500-$7,000 Checking Bonus
- 2.6 CIT Bank $225/$300 Savings Bonus
- 2.7 Live Oak Bank $200
- 2.8 Laurel Road $200
- 2.9 Barclays $200
- 2.10 Raisin/Savebetter + Topcashback: Up To $2,250 Savings
- 2.11 TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 2.12 Buckeye State Bank 14% APY On Balances Up To $15,000 – OH
- 3 Best Business Bank Bonuses
- 3.1 Chase $500-$750 Business Checking Bonus
- 3.2 Bank of America $400/$750
- 3.3 BMO Harris $400-$1,000
- 3.4 Wells Fargo $400/$825
- 3.5 Citibank Up To $2,000 Business Checking Bonus – In Branch Only
- 3.6 American Express Business Checking 30,000 Points
- 3.7 Bank Novo – $300 – Business Checking
- 3.8 U.S. Bank $400/$1,500 Business Checking Bonus
- 3.9 BlueVine Business Checking $500
- 3.10 Grasshopper $200 Business Referral Bonus
- 3.11 Found $125 Business Checking Bonus
- 3.12 SkyOne Federal Credit Union – 1% Up To $50,000
- 3.13 Keybank $500 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch
- 3.14 Provident Credit Union – $475 – CA, In Branch
- 3.15 Byline Bank $600 Business Checking Bonus – IL
- 3.16 Axos Bank $100/$200 Business Checking
- 3.17 TD Bank $500 – CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
- 3.18 M&T Bank $300-$1,500 Business Checking Bonus – MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV
- 3.19 Huntington Bank $200/$500/$1,000 – OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI, NC
- 3.20 PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- 3.21 Associated Bank $750 – IA, IL, IN, KS, MI, MN, MO, OH and WI
- 3.22 S&T Bank $900 – PA & OH
- 3.23 Truist $400 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- 3.24 Hawthorn Bank $500-$1,000 Business Checking – MO
- 3.25 Broadway Bank $300-$400 – TX
- 3.26 Community Credit Union Florida – $500 – FL
- 3.27 Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
- 3.28 Farm Bureau Bank $250 – NV
- 3.29 Fulton Bank – $225 Business Checking DE, DC, MD, NJ, PA, & VA
- 3.30 1st United Credit Union – $200 Business Checking Bonus – CA only
- 4 Best State Specific Bonuses
- 4.1 Wellby Financial $1,000 Checking Bonus With $50,000 Deposit (4.50%) – TX
- 4.2 Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH
- 4.3 Stanford Federal Credit Union $620 – CA
- 4.4 Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- 4.5 4Front Credit Union $400 – MI – Direct Deposit Not Required
- 4.6 Waterstone Bank $250 Checking – WI only
- 4.7 Associated Bank – $600 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
- 4.8 Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
- 4.9 Penn Community Bank $400 – PA, NJ, Direct Deposit Not Required
- 4.10 TruStone Financial $500 – WI & MN only
- 4.11 Equity Bank $400 – KS, MO, AR, OK & NE?
- 4.12 Fifth Third $300 Checking Bonus – AL, FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
- 4.13 Old National Bank $300/$650 Bonus – IA, IL, IN, KY, MN, WI, TN, ND & MI
- 4.14 MIDFLORIDA Credit Union – $400 – FL
- 4.15 First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required – WI Only
- 4.16 SECU $350 – DC, DE, PA, VA, WV, MD
- 4.17 TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 4.18 MidFirst Bank $300/$350 – AZ, OK
- 4.19 AllTru Credit Union $300 Checking Bonus – MO
- 4.20 Regions Bank $300 Checking Bonus – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- 4.21 Canandaigua National Bank $300 – NY
- 4.22 Trustco Bank $300 Checking Bonus – FL, MA, NJ, NY, VT
- 4.23 Florida Credit Union $300 Checking – FL
- 4.24 Unity Bank $300-$400 – NJ, PA
- 4.25 Fidelity Bank $500 Checking – Northeastern PA only
- 4.26 Clearview Credit Union $412 – PA Only – Direct Deposit Not Required
- 4.27 bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
- 4.28 UFirst Credit Union – $400 UT
- 4.29 Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
- 4.30 Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
- 4.31 Arizona Central Credit Union – $500 Bonus – AZ
- 4.32 Flagstar Bank $300-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
- 4.33 Huntington Bank – $400 – OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC
- 4.34 TruChoice Federal Credit Union $500 – ME
- 4.35 Travis Credit Union $475 Checking – CA
- 4.36 Middlesex Savings Bank $300, Direct Deposit Not Required – MA
- 4.37 Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
- 4.38 South State Bank $200 checking Bonus – GA, NC, SC, VA, FL – Direct Deposit Not Required
- 4.39 Numerica Credit Union $300 – WA, ID – Direct Deposit Not Required
- 4.40 BMI Federal Credit Union $500 – OH – Direct Deposit Not Required
- 4.41 Flushing Bank $350 Bonus – NY & NJ
- 4.42 Frontwave Credit Union $350 – CA
- 4.43 PeoplesBank (Bankatpeoples) $350 MA & CT Only
- 4.44 OceanFirst Bank $500 Bonus – NJ, NY & PA
- 4.45 Metro Credit Union $500 Checking Bonus – MA, Southern NH
- 4.46 OneAZ $300 Checking Bonus – AZ Only
- 4.47 KeyPoint Credit Union $300 Checking – CA Only
- 4.48 Sun Canyon Bank – $300 – AZ
- 4.49 Stanford Federal Credit Union $250/$500 – CA
- 4.50 Camden National Bank $300 – ME, NH
- 4.51 Nevada State Bank – NV, ID, UT, WY, TX, CA, AZ, CO, NM
- 4.52 Air Academy Credit Union $225 – CO
- 4.53 Bar Harbor Bank & Trust $200 Checking Bonus – ME, VT & NH
- 4.54 PECU $200, Direct Deposit Not Required – TX
- 4.55 Old Second Bank $300 Bonus – IL only
- 4.56 Oostburg State Bank $300 – WI
- 4.57 Vantage Credit Union $250, Direct Deposit Not Required – MO & IL
- 4.58 Westmark Credit Union $250 – Direct Deposit Not Required, ID Only
- 4.59 Safe 1 Credit Union $200 – CA, Direct Deposit Not Required
- 4.60 WECU $250 Checking Bonus – WA
- 4.61 Honor Credit Union $250 Checking Bonus – MI
- 4.62 Freedom Credit Union $200 Referral Bonus – PA
- 4.63 CIBC US $200 IL, MI, MO, FL, CA & WI
- 4.64 KeyBank $300/$500 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
- 4.65 BOK Financial $300 College Bonus OK, AR, AZ, CO, KS, NM, TX & MO – Direct Deposit Not Required
- 4.66 Seacoast Bank $400 Bonus – FL only
- 4.67 Power Financial Credit Union $199 – FL – Direct Deposit Not Required
- 4.68 Everwise Credit Union $250 [Formerly Teachers Credit Union] IN & MI – Direct Deposit Not Required
- 4.69 SouthPoint Financial Credit Union – MN
- 4.70 CommunityAmerica – $300 – KS & MO
- 4.71 Tower Federal Credit Union $300 Bonus – MD, DC, DE, PA, VA, WV
- 4.72 Fidelity Bank Up To $300 Checking Bonus + $100 Savings – MA, NH
- 4.73 Star Financial Bank – $300 – IN, In Branch
- 4.74 Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
- 4.75 S&T Bank $300/$400 – PA & OH
- 4.76 Sharepoint Credit Union $150 Checking Bonus – MN only
- 4.77 Tower Federal Credit Union $100 – MD – No Requirements
- 4.78 Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
- 4.79 Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
- 4.80 Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
- 4.81 Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) – MI – Direct Deposit Not Required
- 4.82 Bank of Colorado $300 – AZ, CO
- 4.83 CCFBank $300 – WI, MN, MI
- 4.84 Teachers Federal Credit Union – $300 – NY, FL
- 4.85 St. Mary’s Bank $300 Checking Bonus – NH only
- 4.86 California Credit Union – $250 – CA
- 4.87 WinTrust Community Bank $500 Bonus – IL, WI, FL
- 4.88 TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- 4.89 American Bank & Trust $250 – SD & MN, In Branch
- 4.90 Savings Bank of Danbury $100-$300 – CT
- 4.91 Community First Credit Union $200 Bonus – FL only
- 4.92 Independent Bank – $350 Bonus – MI
- 4.93 Arapahoe Credit Union $200 Referral Bonus – CO
- 4.94 Provident Credit Union $300 Checking Bonus – CA
- 4.95 Vantage Credit Union $250 – MO, IL – Direct Deposit Not Required
- 4.96 Blaze Credit Union $225 Bonus, Direct Deposit Not Required – MN
- 4.97 Berkshire Bank – $300 + $360 Streaming Credit – MA, NY, CT, RI, or VT
- 4.98 Delta Community Credit Union $200 Bonus – GA Only
- 4.99 Sacramento Credit Union $200 – CA
- 4.100 Credit Union One $200 Bonus – MI only
- 4.101 Communication Federal Credit Union $250 – OK & KS
- 4.102 DFCU Financial $175 Referral Bonus – FL, MI
- 4.103 OMNI Community Credit Union $200 Referral – MI, IN
- 4.104 Jovia Financial Credit Union $150 Checking Bonus – NY Only
- 4.105 Grow Financial Federal Credit Union $300 FL, SC, & Military Only
- 4.106 Lafayette Federal Credit Union $150 – MD, D.C., VA
- 4.107 Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
- 4.108 Collins Community Credit Union $100 Bonus – IA only
- 4.109 America First Credit Union $100 – No Requirements – UT, NV, AZ, ID, OR, NM
- 4.110 Power Financial Credit Union $100 – No Direct Deposit Required – FL only
- 4.111 Andrews Federal Credit Union $150 – Washington D.C only
- 4.112 Mainstreet Credit Union – $300 – KS & MO
- 4.113 Portland Federal Credit Union (PFCU) – MI – $100 Referral
- 4.114 Verity Credit Union $100 Referral Bonus – WA
- 4.115 Greater Nevada Credit Union $100 – NV
- 4.116 California Coast Credit Union $100 Bonus – CA only
- 4.117 USE Credit Union $100 Bonus – CA only
- 4.118 Heritage Credit Union – WI & IL only – $100 Bonus
- 4.119 Mountain America Credit Union – $150 – UT, ID, NV, NM, MT, AZ
- 4.120 iTHINK Financial $125 – FL & GA
- 4.121 Lafayette Federal Credit Union $100 – MD, D.C. & VA
- 4.122 Financial Partners Credit Union – CA – $100 Referral Bonus
- 4.123 Western State Bank – $100 – AZ, ND, MN – In Branch Only
- 4.124 The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
- 4.125 City National Bank – $100 Checking – VA, WV, OH – In Branch
- 4.126 Neighborhood Credit Union $300 Checking Bonus – TX
- 5 Highly Region Specific/Branch Specific
- 6 Recent Changes
Best Checking Account Bonuses
Chase $300-$400 ($900 With Savings)
Direct link to offer
Can also be combined with a $200 savings bonus and if you do both you get an additional $400. There is also a straight $400 checking bonus that is better if you can’t do the savings bonus.
Bank of America $100-$500
Direct link to offer
You have 90 days to meet the direct deposit requirements.
U.S. Bank $450
Direct link to offer
Anti churn language is now 12 months instead of 24 months. Sometimes available via a portal as well.
Chime $425 Portal Bonus
Various portals like Swagbucks, MyPoints, and Inbox Dollars offer a bonus of $390-$426 bonuses when you open a Chime account after clicking through their portal and then receiving $200+ direct deposit.
Wells Fargo $425 Checking Bonus
Direct link to offer
Can be opened online. Requires $1,000 direct deposit.
BMO Harris $400 Checking Bonus
Direct link to offer
Nice that this bonus is now available nationwide.
Bask Bank $300
Direct link to offer
Requires an average balance of $1,500 and 5 monthly debit purchases of $50+.
SoFi Checking & Savings $675 Signup Bonus
Direct link to offer
$300 is from SoFi and the other $375 is from Rakuten. The Rakuten/Swagbucks/Topcashback rates move around a lot, but can often get $200-$375, that’s on top of the $300 from SoFi.
Capital One $300
Direct link to offer
Has been higher bonuses in the past but not worth waiting as that was many years ago and was a marginal difference. There is also a $250 bonus without direct deposit.
PSECU $300 Checking Bonus
Direct link to offer
This is technically PA only, but anybody can join Pennsylvania Recreation and Park Society (PRPS) for $20 and you get $10 of that back.
PNC $200/$400 Checking Bonus
Direct link to offer
The offer available depends on where you live.
Citi $325
Direct link to offer
Nice part of this bonus is that it doesn’t require a huge deposit like the other Citi checking bonus.
Alliant Credit Union $200 Checking Bonus
Direct Link to offer
Bonus is via Rakuten so the $200 cashback can also be 20,000 American Express Membership Rewards points or 20,000 Bilt points.
United Debit Card 10,000 Miles
Direct link to offer
Relatively easy bonus with debit card account signup and $500 spend on the debit card.
Upgrade Rewards Checking $200 Referral Bonus
Direct link to offer
Bonus is even better if you can refer a few people, just keep in mind that people that open accounts rarely get the $200 account straight away.
Affinity Federal Credit Union $100 Referral Bonus
Direct link to offer
Affinity have offered a $150 bonus in this past, this is better if you’re referred by a friend or family member and they are happy to give some of their bonus.
Charles Schwab Up To $500 Bonus
Direct link to bonus
This is now a soft pull making it much more interesting. People like this account because the account is quite useful (e.g ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards. Obviously not for everybody, but a pretty good combination.
Unify Financial Credit Union $150
Direct link to offer
Sometimes this is only available in specific areas/states but currently seems to be nationwide.
Varo Money $100 Referral
Direct link to offer
Both parties get $100, sharing isn’t allowed as there has been issues in the past.
316 Financial $100
Direct link to offer
Previously offered without a direct deposit, then a $750 direct deposit and now $1,000 so bonus is trending worse rather than better.
Lake Michigan Credit Union $100 Referral
Direct link to offer
Out of state you do need to an appointment to open.
Fidelity Youth Account $50
Direct link to offer
Must be aged 13 – 17 to be eligible.
Best Saving Account Bonuses
E*trade Up To $2,000 Savings Bonus
Direct Link to offer
E*trade savings account bonus of $300-$2,000 by making a deposit of $20k-$200k and holding for 45 days beyond the enrollment period. The account is currently 3.50% APY.
Capital One Up To $1,500 Bonus
Direct Link to offer
The higher $1,500 tier does require $100,000 deposit. The account earns a decent interest rate and so this is well worth considering if you have the cash.
Citi Up To $2,000 Bonus – No Direct Deposit Required
Direct link to offer
This is really more of a savings bonus as it requires a large deposit. Works out to be 8.6% APY for the best bonus.
MooMoo $1,000 Cash Account Bonus
Direct Link to offer
MooMoo brokerage has a $1,000 bonus for making $100,000 deposit into their Cash Account and holding for 60 days. The $1,000 comes as NVDA stock which you can immediately sell. The account also comes with some other bonuses.
HSBC Up To $1,500-$7,000 Checking Bonus
Direct link to offer
Can put it in an account that earns 3.3% APY or use investments. Referral option best for most people but there is another option that has higher tiers of up to $7,000.
CIT Bank $225/$300 Savings Bonus
Direct link to offer
APY lowered to 3.85%
Live Oak Bank $200
Direct link to offer
Works out to be 8% annualized with the 4% the account already earns. There is also a business version for $400 that requires a $30,000 deposit.
Laurel Road $200
Direct link to offer
Nice thing about this bonus is that the deposited funds only need to be there on day 90 after account opening.
Barclays $200
Direct link to offer
Account earns 3.90% as well.
Raisin/Savebetter + Topcashback: Up To $2,250 Savings
Direct link to offer
Topcashback seems to vary, but $150 is the highest you can expect.
TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Direct Link to offer
Can also be combined with a $300 checking bonus.
Buckeye State Bank 14% APY On Balances Up To $15,000 – OH
Read our full post
Basically a $525 bonus if you max out the account.
Best Business Bank Bonuses
There are a lot less business bank bonuses than personal bonuses, you can view all of them here.
Chase $500-$750 Business Checking Bonus
Direct Link to offer
Can be done by anyone online. Pretty easy offer to complete with a $10,000 deposit and 5 transactions. There is also a $750 offer that requires a $20,000 deposit.
Bank of America $400/$750
Direct link to offer
Requires a deposit of $5,000-$15,000 and maintain it from day 31 through 90.
BMO Harris $400-$1,000
Direct link to offer
Quite a high deposit requirement but still worth doing.
Wells Fargo $400/$825
Direct link to offer
Requires a balance of $2,500/$25,000 but thankfully only for 30 days.
Citibank Up To $2,000 Business Checking Bonus – In Branch Only
No direct link, being offered in branch
Only available in branch and not all branches have this offer. This is more of a savings bonus as the $2,000 bonus requires a deposit of $200,000+ for example.
American Express Business Checking 30,000 Points
Direct link to offer
Requires $5,000 in deposits for 60 days and also 10 transactions. Fairly simple bonus to do a nice bonus (though it was once higher at 60k).
Bank Novo – $300 – Business Checking
Direct link to offer
Requires a $5,000 deposit for 90 days
U.S. Bank $400/$1,500 Business Checking Bonus
Direct link to offer
Previously terms excluded you if you had an account in the last 24 months, now it’s in the last 12 months. $400 bonus is very attractive. Larger bonus has been increased to $1,200.
BlueVine Business Checking $500
Direct link to offer
Bit annoying that the easiest way to get the bonus is by spending $2,000+ every month for three months. Better than the $300 bonus offered below.
Grasshopper $200 Business Referral Bonus
Direct link to offer
Has been as high as $300 in the past, but the requirements are easier to meet now.
Found $125 Business Checking Bonus
Direct link to offer
Requires a $5,000 deposit and must maintain that for 30 days.
SkyOne Federal Credit Union – 1% Up To $50,000
Direct link to offer
Must maintain balance for 90 days as well.
Keybank $500 AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA, In Branch
Direct link to offer
First time we have seen a business bonus from Keybank.
Provident Credit Union – $475 – CA, In Branch
Direct link to offer
Unfortunately has to be opened in branch.
Byline Bank $600 Business Checking Bonus – IL
Direct link to offer
Been a long time since we saw a Byline business bonus.
Axos Bank $100/$200 Business Checking
Direct link to offer
Just need an average balance of $2,500+ for the first two months. Bonus is $200 if business must be incorporated after 6/01/2020
TD Bank $500 – CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
Direct link to offer
Requires a $2,500 deposit for 90 days and 25 qualifying transactions per month for three months.
M&T Bank $300-$1,500 Business Checking Bonus – MA, CT, DE, D.C., MD, NJ, NY, PA, VA, WV
Direct link to offer
$1,500 bonus requires $100,000 in deposits unfortunately.
Huntington Bank $200/$500/$1,000 – OH, MI, IN, PA, KY, WV, IL, CO, MN, SD, WI, NC
Direct link to offer
The $400 bonus has been increased to $500. $750 bonus has been increased to $1,000.
PNC $200/$500 Business Checking AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
Direct link to offer
Not nationwide like the personal bonus unfortunately. They have offered a $300 bonus in the past, but that hasn’t been available for some time. It’s also now easier to keep the account fee free and because of that we’ve added it back to this list. In some states this is now $500.
Associated Bank $750 – IA, IL, IN, KS, MI, MN, MO, OH and WI
Direct link to offer
Requires $20,000 for the full bonus, but smaller bonuses available as well.
S&T Bank $900 – PA & OH
Direct link to offer
$300 of the bonus is very easy, the rest needs a $25,000 deposit.
Truist $400 – AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Direct link to offer
Has been at a lower $300 level for some time.
Hawthorn Bank $500-$1,000 Business Checking – MO
Direct link to offer
Requires a deposit of $50,000 or $10,000 but only in the last full month of the 120 day qualifying period.
Broadway Bank $300-$400 – TX
Direct link to offer
Requires a $25,000 deposit for the $400 bonus and $2,000 for the $300 bonus.
Direct link to offer
Checking bonus has been increased to $500, previously it was $300 and there was a $200 savings bonus.
Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
Direct link to offer
Requires a $5,000 deposit for 60 days.
Farm Bureau Bank $250 – NV
Direct link to offer
There is also a $150 personal checking bonus but not clear if both of these bonuses can be done.
Fulton Bank – $225 Business Checking DE, DC, MD, NJ, PA, & VA
Direct link to offer
Has been as high as $300 in the past.
1st United Credit Union – $200 Business Checking Bonus – CA only
Direct link to offer
Normally in branch only but can also be opened online.
Best State Specific Bonuses
In the past we haven’t listed state specific bonuses on this page, I thought it was worth listing ones that are definitely worth doing, so here they are.
Wellby Financial $1,000 Checking Bonus With $50,000 Deposit (4.50%) – TX
Bonus does require $50,000 deposit. Good deal if you can do the 30 debit transactions to get the 4.50% APY rate.
Abington Bank $300 Checking Bonus, Direct Deposit Not Required MA, CT, RI, NH
Direct link to offer
We don’t know much about this bank, but this bonus seems easy to trigger and is much higher than normal.
Stanford Federal Credit Union $620 – CA
Direct link to offer
Highest this has ever been and no longer requires opening in branch.
Truist $400 AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Direct link to offer
Have seen a slightly higher bonus at launch but I doubt we will see that again and has been lower at $300 for some time.
4Front Credit Union $400 – MI – Direct Deposit Not Required
Direct link to offer
No monthly fees to worry about either
Waterstone Bank $250 Checking – WI only
Direct link to bonus
No monthly fee. There is also a $100 money market bonus.
Associated Bank – $600 Bonus – IA, IL, IN, KS, MI, MN, MO, OH and WI
Direct link to offer
Huge bonus, does require a large balance of $10,000+ for a short period of time for the full $400 bonus but well worth doing if you have the spare funds. Available in a lot more states now.
Fulton Bank $300 – DE, DC, MD, NJ, PA, & VA – Direct Deposit Not Required
Direct link to offer
Nice bonus that only requires 15 debit card transactions to trigger. Bonus has been increased to $300 from $200.
Direct link to offer
There is also a $50 statement savings bonus that can be done at the same time, although this isn’t currently being offered.
TruStone Financial $500 – WI & MN only
Direct link to offer
Previously this was only $150 or $350.
Equity Bank $400 – KS, MO, AR, OK & NE?
Direct link to offer
Not sure if NE works or not, but they recently acquired a bank that operates in NE.
Fifth Third $300 Checking Bonus – AL, FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
Direct link to offer
This seems to range from $250-$400 on a semi frequent basis. Best to do it when it’s $400 obviously.
Old National Bank $300/$650 Bonus – IA, IL, IN, KY, MN, WI, TN, ND & MI
Direct link to offer
Bit annoying to keep the $450 bonus fee free but can always just do the $250 bonus.
MIDFLORIDA Credit Union – $400 – FL
Direct link to offer
Older datapoints suggest hard pull but newer one say soft pull.
First Bank Financial Centre (FBFC) $150 Bonus – Direct Deposit Not Required – WI Only
Direct link to offer
No monthly fees or direct deposit required. $150 donation is also made to a local school program.
SECU $350 – DC, DE, PA, VA, WV, MD
Direct link to offer
$350 is an all time high for this bonus.
TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Direct Link to offer
Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free. There is also a $200 savings bonus.
MidFirst Bank $300/$350 – AZ, OK
Direct link to offer
$300 is the highest we have seen from MidFirst.
AllTru Credit Union $300 Checking Bonus – MO
Direct link to offer
Just requires two $500+ direct deposits.
Regions Bank $300 Checking Bonus – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
Direct link to offer
Been a long time since we’ve seen a bigger bonus than this from Regions and given they are churnable every 12 months you might as well settle for $200 and get that clocking going for another bonus.
Canandaigua National Bank $300 – NY
Direct link to offer
Bit annoying that there are multiple requirements that need to be completed over two months but worth it for $300.
Trustco Bank $300 Checking Bonus – FL, MA, NJ, NY, VT
Direct link to offer
Previously there was a bonus that didn’t require a direct deposit. This one might be in branch only as well.
Florida Credit Union $300 Checking – FL
Direct link to offer
There is also a $300 CD bonus that can be done at the same time.
Unity Bank $300-$400 – NJ, PA
Direct link to offer
$300 bonus is easier to keep fee free.
Fidelity Bank $500 Checking – Northeastern PA only
Direct link to offer
This is normally $400.
Clearview Credit Union $412 – PA Only – Direct Deposit Not Required
Direct link to offer
Much better than a previous deal that required a direct deposit and was smaller.
bankESB (Easthampton Savings Bank) $325 – Direct Deposit Not Required – MA, CT, RI & NH
Direct link to offer
No monthly fees or direct deposit required.
UFirst Credit Union – $400 UT
Direct link to offer
Bonus has recently increased to $400.
Citizens Bank $400 Checking Bonuses – CT, DE, MA, MI, NH, NJ, NY, OH, PA, RI, VT
Direct link to offer
This is the highest bonus they have offered, it’s hard to keep the account fee free but that shouldn’t really be an issue as you can just pay the monthly fee and still end up ahead.
Santander $400 Checking Bonus – NH, MA, RI, CT, DE, NY, NJ & PA
Direct link to offer
More difficult to keep fee free than the recent $300 bonus, but obviously an extra $100.
Arizona Central Credit Union – $500 Bonus – AZ
Direct link to offer
Huge bonus but it’s a hard pull unfortunately.
Flagstar Bank $300-$500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI
Direct link to offer
Recently increased to $300/$500 from $250/$350.
Huntington Bank – $400 – OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC
Direct Link to offers
There is new anti churning language and we aren’t sure how this will be enforced.
TruChoice Federal Credit Union $500 – ME
Direct link to offer
Shame it’s not open to a bigger area
Travis Credit Union $475 Checking – CA
Direct link to offer
Used to be only $300 but you could fund up to $12,000 with a credit card. Bonus is bigger now but no credit card funding.
Middlesex Savings Bank $300, Direct Deposit Not Required – MA
Direct link to offer
Only requires 8 debit card purchases and has no monthly fees.
Sunflower Bank $200 – AZ, MO, NM, KS & CO and TX, In Branch only – Direct Deposit Not Required
Direct link to offer
This offer specifically states that ACH credits work to trigger the bonus, there is also no monthly fees to worry about.
South State Bank $200 checking Bonus – GA, NC, SC, VA, FL – Direct Deposit Not Required
Direct link to offer
Doesn’t require a direct deposit either.
Numerica Credit Union $300 – WA, ID – Direct Deposit Not Required
Direct link to offer
Was $200, now increased to $300.
BMI Federal Credit Union $500 – OH – Direct Deposit Not Required
Direct link to offer
Main downside is there are mixed reports of this being a hard or soft pull.
Flushing Bank $350 Bonus – NY & NJ
Direct link to offer
No monthly fees to worry about, does require a direct deposit though.
Frontwave Credit Union $350 – CA
Direct link to offer
Looks like a regular ACH transfer will count for the direct deposit.
PeoplesBank (Bankatpeoples) $350 MA & CT Only
Direct link to offer
They have had a $300 bonus in the past, but no gaurantee that offer will return.
OceanFirst Bank $500 Bonus – NJ, NY & PA
Direct link to offer
Sometimes we see smaller bonuses that don’t require a direct deposit.
Metro Credit Union $500 Checking Bonus – MA, Southern NH
Direct link to offer
Previously you need to open in branch, that’s no longer the case.
OneAZ $300 Checking Bonus – AZ Only
Direct link to offer
Has been as high as $500 in the past but that was a long time ago.
KeyPoint Credit Union $300 Checking – CA Only
Direct link to offer
Big bonus with a nice amount of credit card funding.
Sun Canyon Bank – $300 – AZ
Direct link to offer
Easy to keep the account fee free.
Stanford Federal Credit Union $250/$500 – CA
Direct link to offer
This requires a monthly direct deposit of $2,500 or $5,000.
Camden National Bank $300 – ME, NH
Direct link to offer
Have been slight variations of this offer in the past.
Nevada State Bank – NV, ID, UT, WY, TX, CA, AZ, CO, NM
Direct link to offer
There is also a $350 bonus but that isn’t worth considering due to the high balance required and low interest offered.
Air Academy Credit Union $225 – CO
Direct link to offer
Has been as high as $250 in the past but as it’s not a huge difference I think this is still worth doing.
Bar Harbor Bank & Trust $200 Checking Bonus – ME, VT & NH
Direct link to offer
They offer a free checking account.
PECU $200, Direct Deposit Not Required – TX
Direct link to offer
Requires 5 debit card purchases of $10+
Old Second Bank $300 Bonus – IL only
Direct link to offer
Another small bonus, upside is that $100 can be done without a direct deposit being required.
Oostburg State Bank $300 – WI
Direct link to offer
Just requires the direct deposit and a $750 balance.
Vantage Credit Union $250, Direct Deposit Not Required – MO & IL
Direct link to offer
Unfortunately seems to be a hard pull
Westmark Credit Union $250 – Direct Deposit Not Required, ID Only
Direct link to offer
No monthly fees to worry about.
Safe 1 Credit Union $200 – CA, Direct Deposit Not Required
Direct link to offer
No monthly fee to worry about either.
WECU $250 Checking Bonus – WA
Direct link to offer
Sadly don’t know if it’s a hard or soft pull.
Honor Credit Union $250 Checking Bonus – MI
Direct link to offer
The credit card funding is interesting, but it’s unfortunate about the $15 fee and also the hard pull to open the account.
Freedom Credit Union $200 Referral Bonus – PA
Direct link to offer
Deal is made better if you can refer a few people as well.
CIBC US $200 IL, MI, MO, FL, CA & WI
Direct link to offer
Needs to be opened in branch unfortunately.
KeyBank $300/$500 Bonus – AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, or WA
Direct link to offer
Normally KeyBank offers a bonus of up to $300 but only in a few very specific areas, this seems to be available in a lot more areas than normal. If you’re considering this offer (and you should) then it’s worth doing sooner rather than later as it often expires before it’s listed to expire.
BOK Financial $300 College Bonus OK, AR, AZ, CO, KS, NM, TX & MO – Direct Deposit Not Required
Direct link to offer
Unfortunately only available to college students and they do require ID.
Seacoast Bank $400 Bonus – FL only
Direct link to offer
There is also a $200 savings bonus that can be done at the same time.
Power Financial Credit Union $199 – FL – Direct Deposit Not Required
Direct link to offer
Previously bonus was only $100.
Everwise Credit Union $250 [Formerly Teachers Credit Union] IN & MI – Direct Deposit Not Required
Direct link to offer
Normally this bonus is only $200, but there is now another $200 that it’s easy to meet the requirements for.
SouthPoint Financial Credit Union – MN
Direct link to offer
Unfortunately out of state opening does not work.
Direct link to offer
Unfortunately it’s a hard pull.
Tower Federal Credit Union $300 Bonus – MD, DC, DE, PA, VA, WV
Direct link to offer
Really easy bonus to meet the requirements for and no monthly fees either.
Fidelity Bank Up To $300 Checking Bonus + $100 Savings – MA, NH
Direct link to offer
Sometimes it includes Airpods or something similar instead of the $100.
Star Financial Bank – $300 – IN, In Branch
Direct link to offer
Been a long time since we’ve seen a bonus from Star Financial.
Hancock Whitney $300 Checking Bonus – LA, MS, FL, AL, TX
Direct link to offer
Not as good as the previous bonus that didn’t require a direct deposit, but still worth doing. Can also be combined with a $100 savings account and additional $200 if you do both.
S&T Bank $300/$400 – PA & OH
Direct link to offer
Just need to fund the account with $1,000.
Direct link to offer
Account also offers 5% APY on balances up to $5,000
Tower Federal Credit Union $100 – MD – No Requirements
Direct link to offer
This bonus has no monthly fees or requirements to trigger, making it extremely easy.
Westfield Bank $100 Bonus – OH Only – Direct Deposit Not Required
Direct link to offer
Any ACH deposit will work for this, doesn’t need to be direct deposit/payroll.
Orange County’s Credit Union $100 Checking Bonus – No Direct Deposit Required – CA Only
Direct link to offer
Always nice to see a bonus with no direct deposit required, in addition no monthly fees to worry about.
Horizon Credit Union $200 Checking Bonus – WA, ID, MT, OR – Direct Deposit Not Required
Direct link to offer
Unfortunately there is a hard pull but everything else about this offer is great.
Alpena Alcona Area Credit Union $125 (Youth), $275 (Adult) – MI – Direct Deposit Not Required
Direct link to offer
Great to see a bonus available to youth/teens as well.
Bank of Colorado $300 – AZ, CO
Direct link to offer Colorado | Arizona
Unfortunately there is a $4 monthly fee that cannot be avoided.
CCFBank $300 – WI, MN, MI
Direct link to offer
Also comes with a $100 donation.
Teachers Federal Credit Union – $300 – NY, FL
Direct link to offer
There was a previous $400 offer but I doubt we see that again.
St. Mary’s Bank $300 Checking Bonus – NH only
Direct link to offer
There is also a $200 savings bonus.
California Credit Union – $250 – CA
Direct link to offer
Previously this was only $150.
Direct link to offer
Now available in more states, requirements are easy as well.
TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
Direct Link to offer
Excellent bonus, but does have quite a large direct deposit requirement to get the $300 and needs a balance of $2,500 to keep it fee-free. There is also a $200 savings bonus.
American Bank & Trust $250 – SD & MN, In Branch
Direct link to offer
No monthly fees to worry about.
Savings Bank of Danbury $100-$300 – CT
Direct link to offer
Don’t think the $200 bonus is worth doing but both the $100 and $300 bonuses are.
Direct link to offer
No monthly fees to worry about and a nice bit of credit card funding as well.
Independent Bank – $350 Bonus – MI
Direct link to offer
This has been $100 for some time, so nice to see it increased again.
Arapahoe Credit Union $200 Referral Bonus – CO
Direct link to offer
Nice that this is a referral bonus.
Provident Credit Union $300 Checking Bonus – CA
Direct link to offer
Would be higher but has been offered with no direct deposit in the past.
Vantage Credit Union $250 – MO, IL – Direct Deposit Not Required
Direct link to offer
Would be higher but unfortunately it’s a hard pull.
Blaze Credit Union $225 Bonus, Direct Deposit Not Required – MN
Direct link to offer
Recently increased to $225.
Berkshire Bank – $300 + $360 Streaming Credit – MA, NY, CT, RI, or VT
Direct link to offer
Direct deposit requirement is a bit confusing as it says you need to use through pinwheel.
Direct link to offer
Has been $200 without a direct deposit in the past.
Sacramento Credit Union $200 – CA
Direct link to offer
No monthly fee and at it’s highest level.
Credit Union One $200 Bonus – MI only
Direct link to offer
Not as good as the $300 previously offered.
Communication Federal Credit Union $250 – OK & KS
Direct link to offer
Relatively big bonus, requirements aren’t that hard to meet and no monthly fee to worry about. Plus you can fund a small amount with a credit card.
DFCU Financial $175 Referral Bonus – FL, MI
Direct link to offer
Nice that it is a referral bonus.
Direct link to offer
This would be higher but it’s a hard pull to open.
Jovia Financial Credit Union $150 Checking Bonus – NY Only
Direct link to offer
Only requires a small direct deposit and no monthly fee.
Grow Financial Federal Credit Union $300 FL, SC, & Military Only
Direct link to offer
No direct deposit and easy to keep fee free as well.
Lafayette Federal Credit Union $150 – MD, D.C., VA
Direct link to offer
Account has no monthly fees to worry about.
Desert Financial Credit Union $100 Referral Bonus For Both Parties – AZ only
Direct link to offer
Requires a referral, but that potentially makes it more profitable for those that do sign up if you can refer some friends/family.
Direct link to offer
No monthly fee to worry about and nice amount of credit card funding as well.
America First Credit Union $100 – No Requirements – UT, NV, AZ, ID, OR, NM
Direct link to offer
Has been as high as $200 in the past but with a lot more requirements.
Power Financial Credit Union $100 – No Direct Deposit Required – FL only
Direct link to offer
Unfortunately seems to be a hard pull according to most people.
Andrews Federal Credit Union $150 – Washington D.C only
Direct link to offer
Unfortunately it’s ChexSystems sensitive.
Mainstreet Credit Union – $300 – KS & MO
Direct link to offer
Previously this was only $150.
Portland Federal Credit Union (PFCU) – MI – $100 Referral
Direct link to offer
This is a $100 referral bonus for both parties.
Verity Credit Union $100 Referral Bonus – WA
Direct link to offer
Nice bonus especially if you can refer a few people.
Greater Nevada Credit Union $100 – NV
Direct link to offer
Nice amount of credit card funding.
California Coast Credit Union $100 Bonus – CA only
Direct link to offer
California Coast sometimes have good CD rates as well. This is a small bonus but worth doing if you’ve already done bigger bonuses listed above.
USE Credit Union $100 Bonus – CA only
Direct link to offer
This is a referral bonus, so the bonus referring you will also receive $100.
Heritage Credit Union – WI & IL only – $100 Bonus
Direct link to offer
No monthly fees to worry about but a relatively small bonus.
Mountain America Credit Union – $150 – UT, ID, NV, NM, MT, AZ
Direct link to offer
Hopefully it’s now a soft pull instead of hard.
iTHINK Financial $125 – FL & GA
Direct link to offer
Can get $50 of the bonus without a direct deposit.
Lafayette Federal Credit Union $100 – MD, D.C. & VA
Direct link to offer
You can get additional bonuses up to $750, but most of that is closing costs on a mortgage.
Financial Partners Credit Union – CA – $100 Referral Bonus
Direct link to offer
No monthly fees and the fact that it is a referral bonus makes this more attractive.
Western State Bank – $100 – AZ, ND, MN – In Branch Only
Direct link to offer
Another relatively small in branch bonus, still worth doing if you live near a branch and have done the bigger bonuses listed above.
The Bank of Princeton $100 Checking Bonus – NJ & PA, In Branch
Direct link to offer
No monthly fee is required which is nice.
City National Bank – $100 Checking – VA, WV, OH – In Branch
Direct link to offer
Not the most attractive offer given that it’s only $100 and in branch only, but still worth considering for those that have done the bigger bonuses above.
Neighborhood Credit Union $300 Checking Bonus – TX
Direct link to offer
Previously this was only a $100 bonus, so it’s nice to see it increased by such a huge amount.
Highly Region Specific/Branch Specific
Redstone Federal Credit Union $500 – AL, TN
Direct link to offer
Offer available to residents in Cullman, Jackson, Limestone, Marshall, DeKalb, Morgan and Lawrence Counties in Alabama, or Bedford, Cannon, Lincoln, Moore, Rutherford, and Williamson Counties in Tennessee. There is also a $200 youth savings bonus.
TTCU Federal Credit Union $500 – OK Select Branches
Direct link to offer
Fantastic bonus if you live near a branch.
Picatinny Credit Union $285 NJ – Morris County, New Jersey. Morris Essex Union Somerset
Direct link to offer
Available in more counties now as well.
Apple Bank $300 – NY, Rego Park branch
Direct link to offer
Only available in this one branch unfortunately.
MyUSA Credit Union $200 Checking Bonus – OH – No Requirements
Direct link to offer
Must live/work/learn in Butler, Clark, Greene, Miami, Montgomery or Warren County in OH only
Southland Credit Union $200 Checking Bonus – CA Long Beach
Direct link to offer
Only available at the long beach location.
City National Bank VA, WV, OH, In Branch only – $200 Bonus
Direct link to offer
This has been available online in the past, but currently in branch only.
San Mateo Credit Union $100 Bonus – Direct Deposit Not Required – CA Only
Direct link to offer
Only available in San Mateo County, the City of Palo Alto, or certain areas of San Francisco.
Purdue Federal Credit Union $400 IN, Lake & Porter County
Direct link to offer
Bonus was previously only $150.
Recent Changes
- [1/22/26] Removed
- [1/22/26] Removed
- [1/22/26] Removed FirstBank – $300 – CA, AZ & CO
- [1/22/26] Removed Georgia’s Own Credit Union $750 – GA
- [1/22/26] Removed Webster Bank $300 – NY, MA, RI, and CT Only, In Branch only
- [1/22/26] Removed Salal Credit Union – WA, King County – Direct Deposit Not Required
- [1/22/26] Removed Visions Federal Credit Union $300 – NY, PA, NJ
- [1/22/26] Removed Reliant Community Credit Union $150 Bonus + $25 Referral Bonus – NY only
- [1/22/26] Removed Tech CU $500 – Ada County or Canyon County, ID
- [1/22/26] Removed FNBO Bank – $250 IL, NE, KS, TX, CO, In Branch
- [1/22/26] Removed Firstrust Bank $450 – DE, MD, NJ, PA
- [1/22/26] Removed C&N Bank $400 – PA, NJ & NY
- [1/22/26] Removed Expedition Credit Union $200 – MN
- [1/22/26] Removed Clearview Credit Union $400 – PA
- [1/21/26] Added TruChoice Federal Credit Union $500 – ME
- [1/21/26] Added Travis Credit Union $475 Checking – CA
- [1/21/26] Added Varo Money $100 Referral
- [1/13/26] Added Bank of America $400/$750
- [1/12/26] Added Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
- [1/12/26] Added 316 Financial $100
- [1/11/26] Added Hawthorn Bank $500-$1,000 Business Checking – MO
- [1/11/26] Added Regions Bank $300 Checking Bonus – AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN & TX
- [1/11/26] Added Equity Bank $400 – KS, MO, AR, OK & NE?
- [1/11/26] Added TruStone Financial $500 – WI & MN only
- [1/11/26] Added Trustco Bank $300 Checking Bonus – FL, MA, NJ, NY, VT
- [1/11/26] Added Canandaigua National Bank $300 – NY
- [1/11/26] Added Citibank Up To $2,000 Business Checking Bonus – In Branch Only
- [1/11/26] Added Community Credit Union Florida – $500 – FL
- [1/11/26] Added Blaze Credit Union $225 Bonus, Direct Deposit Not Required – MN
- [1/11/26] Removed America First Credit Union $250 – AZ
- [1/11/26] Removed Columbia Bank $500 Business Checking – CO, AZ, UT & In Branch
- [1/7/26] Removed California Bank & Trust $500 Business Bonus – CA
- [1/7/26] Removed Addition Financial $300 Bonus – FL only
- [1/7/26] Removed Centra Credit Union – $600 – IN, KY
- [1/7/26] Removed Credit Human $300 Bonus – TX, LA only
- [1/7/26] Removed Citibank Up To $2,000 Business Checking Bonus – In Branch Only
- [1/6/26] Removed Municipal Credit Union $350 Bonus, Direct Deposit Not Required
- [1/6/26] Removed Webster Bank $300 – NY, MA, RI, and CT Only, In Branch only
- [1/5/26] Added HSBC Up To $1,500-$2,500 Checking Bonus
- [1/4/26] Removed Banner Bank $100-$500 OR, WA, CA & ID
- [1/2/26] Removed Georgia’s Own Credit Union $750 – GA
- [1/2/26] Removed BCU Credit Union $150
- [1/2/26] Added E*Trade $2,000 savings bonus
- [1/1/26] Added Grow Financial Federal Credit Union $300 FL, SC, & Military Only
- [1/1/26] Removed Alliant Credit Union $200 Checking Bonus
- [1/1/26] Removed Wings Credit Union $300 + $100 Referral
- [12/30/25] Added Alliant Credit Union $200 Checking Bonus
- [12/28/25] Removed Pinnacle Financial Partners $200 Mastercard Checking Bonus – TN
- [12/28/25] Removed BECU $400 Bonus – WA, ID & OR
- [12/27/25] Removed First Tech Federal Credit Union $300
- [12/22/25] Added SouthPoint Financial Credit Union – MN
- [12/22/25] Added Columbia Bank $500 Business Checking – CO, AZ, UT & In Branch
- [12/22/25] Added OMNI Community Credit Union $200 Referral – MI, IN
- [12/22/25] Added Webster Bank $300 – NY, MA, RI, and CT Only, In Branch only
- [12/22/25] Added BCU Credit Union $150
- [12/21/25] Removed Firstmark Credit Union $300 Checking Bonus – TX
- [12/21/25] Removed BCU Credit Union $150
- [12/20/25] Removed Fulton Bank $500 – DE, DC, MD, NJ, PA, & VA
- [12/16/25] Removed Flagstar Bank $500 – AZ, CA, FL, IN, MI, NJ, NY, OH, WI, In Branch
- [12/15/25] Added Penn Community Bank $400 – PA, NJ, Direct Deposit Not Required
- [12/15/25] Added Fifth Third $400 Checking Bonus – AL, FL, GA, IL, IN, KY, MI, NC, OH, TN, WV, SC
- [12/14/25] Removed Bank of America $200 Business Checking
- [12/14/25] Removed CIT Bank $100, Direct Deposit Not Required
- [12/14/25] Removed Prestige Community Credit Union – TX – $200
- [12/12/25] Removed WaterStone Bank $300 – WI
- [12/10/25] Removed Royal Credit Union $250 Checking Bonus – MN, WI
- [12/7/25] Removed Penn Community Bank $400 – PA, Direct Deposit Not Required
- [12/6/25] Added Metro Credit Union $400 Checking Bonus – MA, Southern NH
- [12/6/25] Added TD Bank up To $300 Checking Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [12/6/25] Added TD Bank up To $200 Savings Bonus [CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA]
- [12/6/25] Added California Bank & Trust $500 Business Bonus – CA
- [12/6/25] Removed Blue Federal Credit Union $500 Bonus CO, WY – In Branch Only
- [12/2/25] Removed Communication Federal Credit Union $300 Bonus – OK & KS
- [12/2/25] Removed Affinity Plus Credit Union $200
- [12/2/25] Removed Elevations Credit Union $350 – CO
- [12/2/25] Removed Communication Federal Credit Union $300 Bonus – OK & KS
- [12/1/25] Added Blue Federal Credit Union $500 Bonus CO, WY – In Branch Only
If you know of any better bank account bonuses, let us know in the comments section and we will add them.
