[NC and SC] Skyla Credit Union $1,550 Checking/Savings Bonus

Update 2/14/26: Deal is back, this time for NC and SC only. Hat tip to Bockrr

Update 10/31/25: Terms now state ‘NC, SC, CA’ only

Update 10/28/25: Promotion is finally live, unfortunately not as good as we were hoping for as there is a 90 day holding period. Hat tip to reader trcamp

Note: This doesn’t start until 9/1/25. We are posting as they currently have a $100 checking promotion. 

Offer at a glance

• Maximum bonus amount: $1,550
• Availability: NC, SC, CA
• Direct deposit required: Yes
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: None2,
• Monthly fees: None
• Early account termination fee: $5, 90 days
• Household limit: None listed
• Expiration date: 11.15.25 

The Offer

Direct link to offer

• Skyla Credit Union is offering a bonus of up to $1,550 when you Deposit $10,000+ of new money within the first 30 days into any combination of Skyla checking & savings accounts. Hold period is 90 days Tiers are as follows:
  • $1,550 bonus with deposits of $500,000+
  • $1,050 with deposits between $250,000 – $499,999
  • $750 with deposits between $100,000 – $249,999
  • $550 with deposits between $50,000 – $99,999
  • $150 with deposits $10,000 – $49,999
• You’re also required to meet the following requirements:
  • make 10 debit/credit card transactions that post and settle your account;
  • have a $500 minimum direct deposit;
  • be enrolled to receive e-statements.

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Both accounts have no monthly fees. 

Early Account Termination Fee

$5.00 – If closed within ninety (90) days of opening

Our Verdict

Hold period is officially 90 days, works out to be 8.55% APY so worth considering compared to basic saving account rates. 

I don’t see any holding terms, so looks like you just need to deposit the money. Although it’s possible more detailed terms will be added before 9/1/25. Will be added to the best bank bonuses depending on that. 

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