Reader RM reached out with a number of credit unions who offer business credit cards with a signup bonus, often as high as $500. If you see any other business cards with a good signup bonus, please let us know and I’ll try adding it in.
With credit unions there are sometimes limitations or difficulties in signing up, and they are often regional or might require a branch visit. And they usually need some sort of donation or affiliation in order to signup.
Feel free to discuss these and other such bonuses in the comments below.
Likely Nationwide
- [Philadelphia area, Probably Nationwide] American Heritage CU is offering a business Mastercard with a $500 bonus on $5,000 spend within 90 days. (reference)
- [UT, ID, Possibly Nationwide] Golden West CU is offering a $500 business credit card bonus on $5,000 spend within 90 days. No AF, 2x on everything. (reference)
- [NY, possibly Nationwide, In-Branch or By Phone Only] Broadview FCU is offering a $500 business Mastercard bonus on $5,000 spend within 90 days. No AF, 2x up to $10,000 spend, then 1x. $5 fee to redeem bonus for cash. (reference)
- [Likely Nationwide] Christian Community CU is offering a $300 business credit card bonus on $3,000 spend within 90 days. No AF, no FTF, 0% APR for 6 months. (reference)
- [Possibly Nationwide] Elan Smart Business Rewards card with $200 bonus after just $500 spend. Here’s a sample bank with this card we’ve posted before, and it’s offered by many banks and CUs around the country. You can Google “$200 bonus on $500 spend Elan business credit card” for some more options.
- [WA, Likely Nationwide] America’s CU is offering a $100 business credit card bonus for making 5 purchases within 30 days. $49 AF (waived first year), 2% cashback on everything. (reference)
Regional
- [PA, DE, OH, NY, NJ, MD, WV] Citadel CU is offering a business Mastercard with a $300 bonus on $3,000 spend within 3 months. No AF, 2x on gas and office supplies, 1.5x on everything else. (reference)
- [CO, MN, WI, WA, MI, FL, GA] ENT CU is offering a $300 business credit card bonus on $2,000 spend within 90 days. No AF, 0% APR for 9 months, 2x. (reference)
- [FL, GA, Possibly Nationwide, In-Branch only] VyStar CU is offering a business Visa with a $500 bonus on $5,000 spend within 60 days. No AF, no FTF. (reference)
- [WA, ID, OR] STCU is offering a $300 business credit card bonus on $3000 spend within 90 days. 5x on office supplies, 4x on gas, 3x on restaurants and travel, 2x on everything else. $75 annual fee, 0% APR for 7 billing cycles. (reference)
- [ID, WA, AZ, OR] Idaho Central Credit Union (“ICCU”) is offering a $500 business credit card bonus on $3,000 spend within 90 days. $95 AF waived first year, no FTF, 0% APR for 6 months. (reference)
- [IA] Greater Iowa Credit Union is offering a $250 business credit card bonus on $1,500 spend within 90 days. No AF, no FTF, 0% APY for 9 months for some applicants (depends on creditworthiness), 1.5% cb. (reference)
- [NY] Finger Lakes FCU is offering a $300 business credit card bonus on $3,500 spend within 90 days. No AF, 0% APR for 12 months. (reference)
- [CA, In-Branch or By Phone Only] Travis CU is offering a $300 business credit card bonus on $3,500 spend within 90 days. No AF. (reference)
- [FL, In-branch or phone only, OOS possible] Community First Credit Union is offering a $300 business credit card bonus on $3,000 spend within 90 days. No AF, 2x. (reference)
- [TX] Texell Credit Union Signature Card $750 Business Card – our original post on this offer
Huge thanks to reader RM for all this information and for generally always being helpful to the site and fellow readers.
