[LA, MS, FL, AL, TX] Hancock Whitney $200 Business Checking

Offer at a glance

• Maximum bonus amount: $200
• Availability: LA, MS, FL, AL, TX
• Direct deposit required: No
• Additional requirements: Use promo code, enroll in online banking and deposit $2,500+
• Hard/soft pull: Soft
• ChexSystems: No
• Credit card funding: None
• Monthly fees: None
• Early account termination fee: $25, 360 days and bonus forfeit 180 days
• Household limit: None 
• Expiration date: 3/31/26

The Offer

Direct link to offer

• Hancock Whitney is offering a $200 bonus when you open a new business checking account in branch and complete the following requirements:
  • Enter email address into form and bring promo code in branch
  • Complete qualifying activities (enroll in business online banking) and make $2,500 or more in qualifying deposits. 
  • Account must remain active through 5/31/26

The Fine Print

• Checking Promotion Requirement: Use the promo code referenced above when opening a Preferred Business Checking, Interest Business Checking or Essential Business Checking account with new money not currently held by Hancock Whitney Bank.
• Account must be opened by 3/31/2026 and remain active through 5/31/2026.
• The promo code is required at account opening.
• The following criteria must be met by 5/31/2026: enroll in Business Online Banking, then make $2,500 or more in total qualifying deposits.
• If you meet all requirements, we will deposit the earned bonus into your new Business Checking account by 7/31/2026.
• Bonuses may be considered interest and may be reported on IRS form 1099.
• Qualifying deposits do not include transfers from any existing Hancock Whitney Bank accounts.
• Minimum opening deposit of $50 is required.
• Monthly service charges range from $0 to $25, depending on product.
• A $20 service charge will be assessed if the account is closed within the first 360 days after the account is opened.
• Transaction limits may apply.
• Please refer to a banker and the Business Services Information Disclosure Schedule of Fees for other applicable fees and information.
• Limit of one new business checking offer redemption per business and/or address per 2 calendar years.
• Offer not available to former or existing Hancock Whitney Bank clients.
• New clients only.
• If your account is closed within 180 days after opening, we reserve the right to deduct the bonus amount from your account’s closing balance.
• The Bank may change or discontinue the offer at any time and without notice.
• This offer is nontransferable and cannot be combined with other offers.
• The email given at account opening must match the email address submitted to get the offer promo code.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Essential checking has no monthly fees to worry about. 

Early Account Termination Fee

Bonus deducted if closed within 180 days, $20 fee if closed within 360 days. 

Our Verdict

Last business bonus I remember from them was $400 but that was back in 2017 (highly possible I missed some in between). Requirements aren’t the worst but having to open in branch does kill a lot more time in my experience. Debatable if it’s worth it for $200 but will depend on your circumstances. Will still add to our best business checking bonuses. 

Hat tip to reader ShawntheShawn

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