Offer at a glance
- Maximum bonus amount: $250
- Availability: Kinetic Credit Union serves anyone who lives, works, worships, volunteers, or attends school in Muscogee, Chattahoochee, Harris, or Marion counties in Georgia and Lee, Russell, and Macon counties in Alabama.
- Direct deposit required: No
- Additional requirements: 10 debit card purchases and receive a referral
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: Unknown
- Early account termination fee: Unknown
- Household limit: None
- Expiration date: None listed
The Offer
Direct link to offer (find and share referral links here)
- Kinetic Credit Union is offering a $250 referral bonus for the person signing up and $100 for the person referring when the person signing up completes the following requirements:
- Make 10 debit card purchases within 60 days
The Fine Print
- Limit of 5 referral bonus per person ($500)
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
I couldn’t find the monthly fee information?
Early Account Termination Fee
I wasn’t able to find a fee schedule so unsure if there is any EATF.
Our Verdict
Please do not share your referrals below, they can be shared in this linked post. Please also share if it’s a hard or soft pull to open and other datapoints. Should be worth doing, especially if you can refer a few people.
Hat tip to ShawntheShawn
Useful posts regarding bank bonuses:
![[AL, GA] Kinetic Credit Union $250 Referral Bonus ($100 For Person Referring), DD Not Required [AL, GA] Kinetic Credit Union $250 Referral Bonus ($100 For Person Referring), DD Not Required](https://smartspendcentral.com/wp-content/uploads/2026/04/AL-GA-Kinetic-Credit-Union-250-Referral-Bonus-100-For.png)