[ID, WA, OR only] Idaho Central Credit Union (ICCU) $250 Checking Bonus Direct Deposit Not Required

Update 6/13/26: There is a new offer for $150 or $250. $250 bonus has a monthly fee that cannot be waived. Might be nationwide with GoWest membership. 

Update 8/6/24: Extended until 8/31/2024

Update 7/7/24: Deal is back through 7/31/24.

Update 2/4/24: Bonus is now $125 so marked as expired.

Update 1/7/24: Deal is back, the extra $50 for the financial review is offered this time.

Update 12/11/23: Deal is back and valid until 12/31/2023. Hat tip to J2

Update 4/16/23: Deal is back and valid until 05/31/2023. Hat tip to reader Davis

Update 11/1/22: Link with the extra $50 for financial review is back.

Update 10/14/22: Deal is back, the extra $50 for the financial review is not offered this time. Hat tip to Sneeding Sneed

Offer at a glance

• Maximum bonus amount: $150
• Availability: Must live or work in Ada, Adams, Bannock, Bear Lake, Bingham, Blaine, Boise, Bonneville, Butte, Camas, Canyon, Caribou, Cassia, Clark, Custer, Elmore, Franklin, Fremont, Gem, Gooding, Jefferson, Jerome, Kootenai, Lemhi, Lincoln, Madison, Minidoka, Oneida, Owyhee, Payette, Power, Shoshone, Teton, Twin Falls, Valley, and Washington Counties in Idaho or Jackpot, Nevada.
• Direct deposit required: None
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Six months, bonus forfeit
• Household limit: None listed
• Expiration date: December 31, 2020 June 30, 2021 December 31, 2021

The Offer

Direct link to offer

• Idaho Credit Union is offering a bonus of up to $250:
  • Receive $250 when you become a new member and open a Central Plus Checking Account with a $100 minimum balance and have eBranch, eStatements, and a Debit Card
  • Receive $150 when you become a new member and open a Central Checking Account with a $100 minimum balance and have eBranch, eStatements, and a Debit Card

The Fine Print

• Receive $250 when you become a new member and open a Central Plus Checking Account with a $100 minimum balance and have eBranch, eStatements, and a Debit Card.
• Central Plus Checking Account has a monthly fee of $7.00. Or, receive $150 when you become a new member and open a Central Checking Account with a $100 minimum balance and have eBranch, eStatements, and a Debit Card.
• Promotional funds ($250 or $150) to be deposited into checking account within five business days after signing up for eBranch, eStatements, and Debit Card in conjunction with membership and checking account.
• Membership required, based on eligibility. Membership at ICCU requires a Share Savings Account with minimum opening deposit of $25 and a one-time $5 membership fee.
• Accounts must remain open for minimum of six months from reward date or promotional funds will be debited from account at closing.
• Must be 18 years of age or older. Limit one reward per person.
• Promotional funds eligible for 1099 reporting.
• Offer expires 6/30/2026.
• Insured by NCUA.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Central Plus Checking Account has a monthly fee of $7.00

Other account has no monthly fees. 

Early Account Termination Fee

Account must be kept open for six months otherwise bonus is forfeit.

Our Verdict

This is now a soft pull to open, making it worth doing if you haven’t already. We will be adding this to our list of the best bank account bonuses.

Hat tip to reader Davis

Useful posts regarding bank bonuses:

Post history:

• Update 11/6/21: Deal is back and valid until 12/31/21.
• Update 5/14/21: Also available in WA & OR.
• Update 5/8/21: Deal is back, there is another $50 bonus if you do a financial review. Hat tip to reader Joe