![[OH] OUCU Financial $100 Referral Bonus](https://smartspendcentral.com/wp-content/uploads/2026/05/OH-OUCU-Financial-100-Referral-Bonus.png "[OH] OUCU Financial $100 Referral Bonus")
Offer at a glance
- Maximum bonus amount: $100
- Availability: OH only
- Direct deposit required: Yes or ACH. No minimum mentioned
- Additional requirements: Use a referral
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Household limit: None listed
- Expiration date: None listed
The Offer
Direct link to offer
- OUCU Financial is offering a $100 referral bonus to both parties when you open a new checking account and complete the following requirements:
- Open a new checking account with direct deposit/ACH
The Fine Print
- The referring member must be 18 years or older and a primary OUCU member in good standing.
- Referred members must be 18 years or older, may not be current members or have been members during the previous 12 months, and must meet account criteria within 90 days of joining.
- Member’s email must match email on record; new member’s email must match the email provided in the referral program.
- OUCU employees and business accounts are not eligible to receive the promotional incentive.
- Members with annual referral awards of $2000 or greater will be issued a 1099 MISC tax form.
- The program is subject to change at any time.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
The free checking account has no monthly fees.
Early Account Termination Fee
I didn’t see any mention of any EATF in the fee schedule.
Our Verdict
Hat tip to reader Bockrr
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