Update 6/13/26: Reposting as we now know what the requirements are, plus the details on increased earning/credits.
Offer at a glance
- Maximum bonus amount: $200 in stock
- Availability: Nationwide
- Direct deposit required: Unknown
- Additional requirements:
- Hard/soft pull: Unknown
- ChexSystems: No
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: None
- Household limit: None listed
- Expiration date: None listed
The Offer
Direct link to offer
- Albert (fintech) is offering $200 in stock for free. Requirements are as follows:
- Complete the signup flow to create an Albert account
- Sign up for any Albert subscription tier
- Create an Albert Investing account
- Deposit at least $1,000 within 90 days of opening your account
- Maintain any Albert subscription plan to keep your account in good standing for 6 months from the date you created your Albert Investing account
- You can skip the six month hold period if you refer three people and they complete the above requirements (excluding six month period). Please do not share your referrals in the comments below, they can be shared in this linked post.
The Fine Print
- Refer friends: You can unlock your stock early by referring friends. When you successfully refer 3 or more eligible new friends to Albert, you can unlock your stock in as little as 1 month with no deposit required in your Albert Investing account. That’s up to 5 months sooner than the standard timeline. You must have at least 3 referrals complete the following for you to be eligible to unlock your stock early:
- Complete the signup flow to create an Albert account.
- They must be a first-time Albert customer. Existing and previous Albert customers are not eligible for this offer.
- Sign up for any Albert subscription tier
- Create an Albert Investing account
- Make at least one successful subscription payment
- If you do not refer 3 eligible friends, the free stock gift conditions described below apply.
- To receive $200 worth of stock, you must complete the following:
- Complete the signup flow to create an Albert account
- Sign up for any Albert subscription tier
- Create an Albert Investing account
- Deposit at least $1,000 within 90 days of opening your account
- Maintain any Albert subscription plan to keep your account in good standing for 6 months from the date you created your Albert Investing account
- The stock will show in your Albert Investing account as “locked” and will be unavailable to sell until the date displayed. The free stock will become available to sell, or to continue holding without restriction after the 6 month hold period has ended and you’ve met all requirements listed above. While the free stock gift is locked, it will show as part of your investing account balance.
- This offer cannot be combined with other Albert offers or discounts for signing up or opening an Albert account.
- The stock gift will be randomly selected from the following list of public companies: AMZN, AAPL, DIS, GOOG, MSFT, META, NKE, NVDA, TSLA
- The value of the free stock granted to you or your friend as part of this offer is not guaranteed and may increase or decrease prior to you or them being allowed to sell it.
Avoiding Fees
Paid subscription plans range from $19.99 to $39.99 per month
Increased Earning/Credits
Albert offers a number of increased earning rates with the Albert debit card. Things to know:
- You can earn a maximum of $5 cash back per offer.
- The offers reset after one week and you can do it again.
- You need to activate the offer and then use your Albert debit card.
- You need to have received a direct deposit to be able to use these offers, faking doesn’t seem possible. No minimum
Offers:
- 10% back on gas
- 20% back on grocery stores (Whole Foods, Costco, Kroger, and Publix)
- 10-15% back on food delivery
- 10% back at McDonald’s, burger king and other fast food chains
- 10% back on Uber & Lyft
- Up to 15% back on Playstation, Nintendo, and other select entertainment purchases.
- More sample offers
Referrals
You do not get anything extra for being referred, if you successfully refer three people then you skip the six month hold period for your $200 reward. Please do not share your referrals in the comments below, they can be shared in this linked post.
Our Verdict
Really only worth considering if you can take advantage of the offers that reset after 7 days. Keep in mind that most likely you need to keep the account open for six months and pay $120 in fees, so only really $80 after that. Like I said if you can take advantage of the ongoing spend offers it might be worth it.
They raised $100 million in 2021 and an undisclosed round in 2025 from Friends & Family Capital. We previously covered Albert when they were offering bonuses from Swagbucks + a direct deposit bonus.
Please do not share your referrals in the comments below, they can be shared in this linked post.
Hat tip to reader ShawntheShawn
