![[NY only] AmeriCU Credit Union $100 In Branch Checking Bonus, Direct Deposit Not Required](https://smartspendcentral.com/wp-content/uploads/2026/03/NY-only-AmeriCU-Credit-Union-100-In-Branch-Checking-Bonus.png "[NY only] AmeriCU Credit Union $100 In Branch Checking Bonus, Direct Deposit Not Required")
Update 3/3/26: Available again, this time no direct deposit required. Hat tip to reader Bockrr
Offer at a glance
- Maximum bonus amount: $100
- Availability: NY [Branch locator]. Possible OOS
- Direct deposit required: Optional
- Additional requirements: online banking, eStatements & six debit card transactions
- Hard/soft pull:Soft pull
- Credit card funding: Up to $2,000
- Monthly fees: None
- Early account termination fee: Unknown
- Expiration date: None listed
The Offer
Direct link to offer
- Open an AmeriCU Credit Union checking account and receive 10,000 points when you set up a qualifying direct deposit, recurring bill payment or ACH payment in the first 90 days
The Fine Print
- Requirements must be completed within 60 days of account opening
- The bonus will be provided 61 days after account opening (or next business day in the case of a weekend or holiday)
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
There is an account with no monthly fees, we’re not sure if they charge any early account termination fee or not. Given that there is no monthly fee, you’d be better off keeping the account open for at least six months.
Our Verdict
We don’t really know anything about this bonus so it’s a bit difficult to say whether it’s a good bonus or not. If you have any experiences with these bank, please share them in the comments. If you’re looking for a bonus to complete, then I can recommend any of the ones listed on this page.
Useful posts regarding bank bonuses:
