![[MS Only] Grand Bank $200 Checking Bonus](https://smartspendcentral.com/wp-content/uploads/2026/05/MS-Only-Grand-Bank-200-Checking-Bonus.png "[MS Only] Grand Bank $200 Checking Bonus")
Offer at a glance
- Maximum bonus amount: $200
- Availability: MS only
- Direct deposit required: Yes, $1,000+ per month
- Additional requirements: 5 debit card purchases
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: None
- Early account termination fee: Unknown
- Household limit: None listed
- Expiration date: July 30, 2026
The Offer
Direct link to offer
- Grand Bank is offering a bonus of up to $200 when you open a new checking account. Bonus is broken down as follows:
- Earn $100 when you make 5 debit card transactions monthly within 60 days1
- Get another $100 by adding a qualifying direct deposit or monthly external transfer for a minimum of $1,000 per month.
The Fine Print
- After opening a new checking account, complete 5 debit card transactions within 60 days to earn a $100 bonus.
- To earn an additional $100 bonus, set up a qualifying direct deposit or recurring ACH transfer totaling at least $1,000 per month. Bonuses will be deposited into your checking account within 75 days after qualifying requirements are met.
- A qualifying direct deposit is a recurring electronic payment, such as payroll, pension, Social Security, or other government benefits, made by an employer or external agency.
- Your account must remain open, in good standing, and maintain a positive balance at the time the bonus is credited, or the bonus will be forfeited.
- Limit one bonus per person/account.
- Offer available to customers age 18 or older.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
Simple checking has no monthly fee
Early Account Termination Fee
Unsure as I wasn’t able to find a fee schedule
Our Verdict
Always nice when you can get some of the bonus without a direct deposit. We don’t know anything about this bank so please share your datapoints in the comments if you do sign up.
Hat tip to reader Bockrr
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