[NY] Arrow Bank $250 Checking Bonus, No Direct Deposit required

Update 1/31/26: Deal is back until February 27, 2026

Offer at a glance

The Offer

Direct link to offer

Arrow Bank is offering a $250 bonus when you open a new checking account and complete the following requirements
- Use promo code AB2025
- Make a single deposit of $1,000 into the new account
- make ten (10) qualifying debit card transactions within 60 days of account opening

Offer is available at any Arrow Bank office.
New personal checking customers only.
Existing checking customers and business checking accounts not eligible.
One offer per person
Offer expires on 10/31/25
. Qualifying account types include Classic Checking, Elite Checking, Free Checking, Interest Checking and Premium Interest Checking.
The minimum deposit to open a personal checking account is $5.
To qualify for the $250 bonus, you must make a single deposit of $1,000 into the new account and make ten (10) qualifying debit card transactions within 60 days of account opening (ATM withdrawals, ATM deposits and debit card refunds do not qualify).
Please allow an additional 60 days after expiration of the qualification period and upon completing requirements to receive the $250 deposit in your new Arrow Bank checking account (account must be open with a positive balance).
The $250 deposit will be reported as interest income to the IRS in the form of a 1099-INT.
This limited-time offer is subject to change or cancellation without notice at the bank’s discretion and cannot be combined with any other offer.
All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Free checking has no monthly fees to worry about.

There is a $10 fee if account is closed early, doesn’t say what early is according to the fee schedule.

Always nice to see a bonus that doesn’t require a direct deposit. Share if it’s a hard or soft pull in the comments below.

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