[CO, WY] StagePoint Federal Credit Union $300 Checking Bonus

Offer at a glance

• Maximum bonus amount:
• Availability: Serving Albany, Carbon, Converse, Laramie, Natrona, Platte, and Sweetwater Counties in Wyoming and Jackson, Larimer, Routt, and Weld Counties in Colorado. Out of state/footprint doesn’t work. 
• Direct deposit required: Yes, no minimum
• Additional requirements: Yes, see below
• Hard/soft pull: Unknown 
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None 
• Early account termination fee: None 
• Household limit: None listed
• Expiration date: March 31, 2026

The Offer

Direct link to offer

• StagePoint Federal Credit Union is offering a $300 bonus when you open a new ultimate checking account and complete the following requirements 3 times during the first 4 months of account opening:
  • Make 20 or more $5.00 minimum debit card purchases monthly (ATM’s excluded).
  • At least one direct deposit.
  • Log in and use online banking.
  • Receive e-statements.

The Fine Print

• $300 reward: Qualify for Ultimate Checking rewards 3 times during the first 4 months of account opening.
• Reward is limited to 1 unique primary owner, 18 years or older, on 1 new checking account.
• Offer ends March 31, 2026.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

None

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF. 

Our Verdict

Annoying that you need to meet the requirements for three months. If you’ve already done the easier/bigger bank bonuses then this is worth doing but there is lower hanging fruit. 

Hat tip to reader Woody

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