[TX, San Antonio Only] Bank of Texas $400/$800 Checking Bonus

Update 12/26/25: Deal is back for Alamo Heights banking center area. Code is ‘SANANT’

Offer at a glance

• Maximum bonus amount: $400/$800
• Availability: Offer only available in The Woodlands, Texas
• Direct deposit required: Says ACH
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown
• Credit card funding: None 
• Monthly fees: $0-$25, avoidable
• Early account termination fee: Unknown
• Household limit: None
• Expiration date: May 31st, 2025

The Offer

Direct link to offer

• Bank of Texas is offering a $400/$800 bonus when you open a new checking account and complete the following requirements:
  • Use promo code TEXOFR
  • $800 with Premier Checking account. Qualify for the bonus by having an aggregate of at least $1,500 in ACH deposits within the first 90 days of account opening, and maintaining a monthly average balance of $10,000 or higher
  • $400 with Access Checking. Qualify for the bonus by having an aggregate of at least $1,500 in ACH deposits within the first 90 days of opening your Access Checking account.

The Fine Print

• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

Premier checking has a $25 monthly fee. For each statement cycle that one of the following requirements of average daily balances are met, you’ll avoid the $25 monthly service fee:

• $25,000 or more in linked bank deposit accounts (checking, savings, CDs, FDIC-insured IRAs)
• or $50,000 or more in any combination of qualifying linked banking, brokerage (available through BOK Financial Advisors – excluding 529s and managed trusts) and 10% credit balances (mortgage, HELOC, PLOC, auto loan & personal loan – excludes small business loans). Accounts are not automatically linked. Please notify your banker which accounts should be linked.

Early Account Termination Fee

Wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

Don’t think the $800 bonus is worth doing as it’s difficult to keep the account fee free and trigger the bonus. $400 bonus may be worth it. It’s also unclear how strict the location restriction is as well.

Hat tip to Bockrr

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