[PA, MD] F&M Trust $400 Personal Checking Bonus

Offer at a glance

• Maximum bonus amount:
• Availability: PA, MD
• Direct deposit required: Yes, no minimum
• Additional requirements: See below
• Hard/soft pull: Unknown
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Early account termination fee: Unknown
• Household limit: None listed
• Expiration date: 12/31/25

The Offer

Direct link to offer

• F&M Trust is offering a $400 bonus when you open a new checking account. Bonus is broken down as follows:
  • Open any YourWay Checking account with $200 and earn $200.
  • Set up Direct Deposit to your new account and earn up to $200

The Fine Print

• Offer available for new checking customers only who open a YourWay Premier, YourWay Plus, or YourWay personal checking account online or in person between 10/6/2025 and 12/31/2025.
• Get $200 cash incentive with a minimum $200 opening deposit. First cash incentive of $200 awarded within 30 days of account opening through an account credit.
• If the account is closed prior to incentive being credited, incentive is forfeited. Get another $200 cash incentive for completing a qualifying direct deposit within 60 days of account opening.
• A qualifying direct deposit is defined as a reoccurring electronic deposit of payroll, pension, or social security.
• Second cash incentive of $200 will be awarded through an account credit within 60 days of satisfying direct deposit requirement.
• Cash incentives limited to $400 per account.
• Limit one qualifying account per account holder.
• All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Monthly Fees

YourWay checking has no monthly fees to worry about. 

Early Account Termination Fee

I wasn’t able to find a fee schedule so unsure if there is any EATF.

Our Verdict

There is also a $250 business checking bonus. 

Hat tip to ShawntheShawn

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