[CA, IL, NJ, NY, TX, VA] Hanmi Bank Up To $2,000 Business Checking Bonus

Update 1/3/26: Promotion is back through 12/31/26, same terms. Hat tip to RM

Offer at a glance

• Maximum bonus amount: $750
• Availability: CA, IL, NJ, NY, TX, VA
• Direct deposit required: No
• Additional requirements: See below
• Hard/soft pull: Soft pull
• ChexSystems: Unknown, not sensitive
• Credit card funding: Unknown
• Monthly fees: $8, avoidable
• Early account termination fee: Six months, bonus forfeit
• Household limit: None listed
• Expiration date: None listed

The Offer

Direct link to offer

• Hanmi Bank is offering a business checking bonus of up to $2,000:
  • Earn 25,000 Bonus Points When you maintain at least $15,000 average daily balance for the first 3 months
  • Earn 100,000 Bonus Points When you maintain at least $50,000 average daily balance for the first 3 months
  • Earn 200,000 Bonus Points When you maintain at least $100,000 average daily balance for the first 3 months
• You must order, activate, and enroll your debit card in uChoose Rewards® within 30 days of account opening at uchooserewards.com

Avoiding Fees

Monthly Fees

Regular checking account has a $8 monthly fee. This is waived if you Maintain a minimum daily balance of $2,500.00 or average daily balance of $5,000.00 per statement cycle

Early Account Termination Fee

Bonus is forfeit if closed within six months.

Our Verdict

Upper tiers work out to be 7.5% APY, might be worth doing for some although it’s a lot of money to tie up.

Hat tip to reader RM

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