![[TX, Select Counties] America’s Credit Union $200 Checking Bonus](https://smartspendcentral.com/wp-content/uploads/2026/04/TX-Select-Counties-Americas-Credit-Union-200-Checking-Bonus.png "[TX, Select Counties] America’s Credit Union $200 Checking Bonus")
Offer at a glance
- Maximum bonus amount: $200
- Availability: If you or a family member live, work, worship, or attend school within Dallas, Collin, or Rockwall County
- Direct deposit required: Yes, no minimum specified
- Additional requirements: None
- Hard/soft pull: Unknown
- ChexSystems: Unknown
- Credit card funding: Unknown
- Monthly fees: $9.99, avoidable
- Early account termination fee: None
- Household limit: None listed
- Expiration date: None listed
The Offer
Direct link to offer
- America’s Credit Union [TX] is offering a $200 bonus when you open a new Momentum+ Rewards accounts and receive direct deposits within third full month-end cycle period after account opening,
The Fine Print
- Offer valid for qualifying new Momentum+ Rewards accounts.
- The one-time bonus eligibility is based on qualifying direct deposits received during the third full month-end cycle period after account opening, with the applicable bonus credited the following month.
- Qualifying direct deposits generally include payroll, pension, or government benefits and exclude person-to-person payments (including but not limited to Zelle®, Cash App®, PayPal®, Venmo®, or similar services), transfers, or deposits made by the account holder themselves.
- Determination of qualifying direct deposits is at the Credit Union’s discretion. Limit one bonus per membership.
- Bonus requires opening both a Momentum+ Rewards Checking account and a Momentum+ Rewards Savings account, and both accounts must be open and in good standing at the time the bonus is paid.
- Bonus not available for account conversions.
- Members without a checking account who have not had a checking account with the Credit Union in the past 12 months may qualify.
- Bonus funds will be reported as dividend income and will be reported on IRS form 1099-INT. Offer subject to change.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
Monthly Fees
A $9.99 monthly maintenance fee is automatically waived when your direct deposits total exceeds $600.00
Early Account Termination Fee
None for checking account according to fee schedule.
Our Verdict
Might be stackable with a $75 refer bonus, please don’t share your referrals until we confirm it does stack and both bonuses post.
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